By building your savings and living within your means, you’ve already taken an important step on the road to financial security. We’re here to illuminate that path by creating a disciplined financial and investment plan designed to help you meet your most important goals.

Financial planning can be a complex and even overwhelming process. Our process fosters clarity and transparency. As a fee-only firm, we are completely independent.  We don't sell products and never receive commissions.

We’re committed to acting in your best interests by crafting a holistic financial plan and a low-cost, sustainable investment plan to achieve your goals. When you’re ready to begin brightening your financial future by working with us, our Resources page contains our client forms, policies and more.

Who We help

✔ Those within 10 years of retirement or have retired within the last five years
✔ Service oriented professional in healthcare, education, and non-profit
✔ Government contractors and NASA employees
✔ Those with inherited or inheriting assets
✔ People in transition such as new parents, widow(er), divorce, new job and relocation, or making major purchases (home buyers, 2nd
home/vacation home, etc)

Scott D. Cole, CFP®

A Certified Financial Planning™ Professional, Scott is the Founder and President of ColeFP and Wealth Management, Inc.

Carol E. Christie, CFP®

Previously an associate planner with a large registered investment advisory firm in Texas.

Susan Chandler

Susan is a native of Talladega, Alabama. She is a graduate of Auburn University where she received her degree in Business Management.